Your credit score is a record of your past conduct as a borrower of cash. Moneylenders will always use this information to decide whether or not you are prone to pay cash back. Using credit cards to establish a credit history Credit cards will...

Money is a complicated and often sensitive topic. While it’s normal to want to assist loved ones, a "friendly" loan has the potential to ruin relationships and can lead to the lender losing money. The following tips will help you if y...

Your credit score is important - it can affect your ability to buy a home or car, take out a loan, or get financial assistance when you need it most. For many people, the way credit scores are calculated is a mystery. There are a huge number of facto...

Investing in the stock market may seem risky or intimidating to most novice investors, but there are many successful investors who have made a lot of money or have become rich through stock investing. What matters the most in becoming a successful st...

Let’s begin on understanding what credit is. A credit score is a statistical number that evaluates an individual’s credibility. Businesses use credit scores to determine the likely hood of a consumer repaying their debts.&n...

There will come a time when you have to get a payday loan. This means you might have a bill that needs to be paid now and you can't wait for payday. These businesses give you the option to get a certain amount with a fee tacked on when it'...

Everyone has some kind of credit card in their wallet. They are using it for food, entertainment or things that really shouldn't be placed on a card. All of us are guilty of misusing our cards at one point in time. It's hard to admit, but ...

Getting our first credit card can be very exiting. We run to the store feeling confident we can get anything we want based on the limit. It also doesn't take us long to burn the card's limit up very fast. This leaves us with a debt we didn...

We all know that having a credit card allows us to buy many things. The problem is those things are not a priority and you buy them because you have the cards in your wallet. It's like we feel obligated to use them at least once a day. It turn...

At sometime in your life you are going to want a new car. That being said, you have to find ways that you are going to pay for it. You might opt to borrow from friends or family to help you make the deposit. However, you may not have these resourc...